The case for not using credit cards

When I was in college, I knew that I wasn’t responsible enough to have a credit card. In hindsight, I wish I would’ve started building my credit score at that time though. I could have treated my credit card like a debit card and not have spent more than I had. While I know that building credit is a financial pillar, I believe that people should only have credit cards when they’re ready for that responsibility.

When I was in college, I knew that I wasn’t responsible enough to have a credit card. In hindsight, I wish I would’ve started building my credit score at that time though. I could have treated my credit card like a debit card and not have spent more than I had. While I know that building credit is a financial pillar, I believe that people should only have credit cards when they’re ready for that responsibility.