DB
Danielle B.
I like to use my debit card when I need cash or want to transfer money, but rarely ever do I use it now to pay for day-to-day things. I have this trick that I use: as soon as I use my credit card to pay for something, I transfer money from my debit card to pay it off right away. This keeps my credit utilization low and also helps me keep my spending in check! I rarely keep a lot of money in my checking account (which is linked to my debit card) because the interest rate is unbelievably low.